Check out the following new enhancements:

  • Added Security
  • Updated transaction search - Users can now search by check number

Manage your accounts online.

Interactive Video Player

Make payments online.

Forget about writing checks and licking stamps. Pay your bills from anywhere, at any time. Set up recurring and future payments at your convenience. Accessible through Online or Mobile Banking.

Interactive Video Player

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Manage your money with Mobile Banking!

Mobile Banking Video

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Mobile Deposit Video

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You can now monitor your accounts using your mobile phone or tablet – view account balances & transaction histories, receive alerts, and even transfer funds whenever you need to!

Download our FREE Mobile APP on any iPhone, Android Phone, iPad, Android tablet or Amazon tablet device. Available to any personal banking customer enrolled in Online Banking.
Supported Mobile Devices

Apple App Store Link
Google Play Link
Amazon App Store Link

Mobile Browser or Text Message Banking also available

Certified Device List 


Secure access to your account information right from your mobile phone or tablet.

Mobile Banking uses the same multilayer security as your desktop computer

  • View account balances & transaction history
  • Transfer money between accounts
  • Receive account alerts
  • Find ATM & Branch information
  • Pay bills with Unity Bank Bill Pay
  • Stop Payment Capability
    (See current fee schedule for associated charges)
  • Mobile Check Deposit1

Enroll Now

If you’re already enrolled in Online Banking Service:

  • Download the APP: Visit the App Store for your device to download our app by searching "Unity Bank".
  • Mobile Browser: Log in to Online Banking using your desktop computer. Under options, scroll down to your Mobile banking Profile and select Enroll and follow the instructions on the screen.
  • Text Banking: Log in to Online Banking using your desktop computer. Under Options, scroll down to your Mobile Banking Profile and select Enroll and follow the instructions on the screen.

1Mobile Check Deposit

  • Single Check Max/Per Business Day: $2,500.00
  • Total Daily Deposit Max/Per Business Day: $5,000.00
  • Money orders, traveler’s checks, foreign checks, substitute checks, and returned checks cannot be processed through Mobile Deposit

Card Control is ideal for cardholders who want to protect and manage their debit cards through their mobile devices.

Interactive Video Player

How to Enroll:

Mobile Banking App Users -  Log-in to your Unity Bank Mobile Banking App.  You will see a pop-up message with the option to enroll by clicking "Download Now". If you choose “Not Now” and want to enroll in Card Control at a later date, you will have to select the Card Control option under “My Cards” to opt-in.

Non-Mobile Banking App Users - Non-Mobile Banking App users can download the standalone App by downloading the free “Unity Bank Card Control” App from your mobile device’s app store.  Apple users will download from the App Store and Android users will download from the Google Play store. First time users should click on the “First Time Login” link to set-up access.

Receive alerts whenever your payment cards are used

Establish transaction controls for dollar amount limits,
merchant categories, transaction types and geographic locations

Safeguard your cards:
Turn them "off" if they're misplaced or stolen and back "on" when you're ready to use them


Benefits of Card Control

Fraud Protection

  • Real-time alerts keep you informed when your debit cards are used
  • Transaction controls allow your debit cards to work only in specific locations or geographic areas
  • When your debit cards are "off," no withdrawals or purchases will be approved

Control Spending

  • Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores
  • Establish controls by location and change parameters via your mobile device

Business Use

  • Use transaction controls for merchant codes, locations, transaction types and thresholds to ensure employee spending adheres to company policies
  • Review Balances and Transactions
  • Monitor your finances anytime, anywhere by using Card Control to check your account balances or review recent card transactions
Zelle

Start sending
money with Zelle®

It's a fast, safe and easy way to send money.

Zelle is a convenient way to send money
using your mobile banking app or online banking account.

Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes1, and all you need is the recipient's email address or U.S. mobile phone number.

Mobilize your money
with Zelle.

SEND
Send money
fast in just a
few steps.
REQUEST
Settle up with
roommates, friends
and more, regardless
of where they bank2.
SPLIT
Easily divide the
check for dinner,
coffee and more.

Frequently Asked Questions

 
What is ZELLE?

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank2.

Who can I send money to with ZELLE?

You can send money to friends, family and others you trust2.

Since money is sent directly from your bank account to another person's bank account within minutes1, it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number.

HOW DO I USE ZELLE?

You can send, request, or receive money with Zelle.

  1. To get started, log into Unity Bank's online banking or mobile app, navigate to Bill Pay and select "Send Money with Zelle®". Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you're ready to start sending and receiving with Zelle.
  2. To send money using Zelle, simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes1.
  3. To request money using Zelle, choose "Request," select the individual(s) from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request"3.
  4. To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

 

Someone sent me money with Zelle, how do I receive it?

If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account, typically within minutes1.

If you have not yet enrolled with Zelle, follow these steps:

  1. Click on the link provided in the payment notification you received via email or text message.
  2. Select Unity Bank.
  3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle using that email address or U.S. mobile number where you received the notification to ensure you receive your money.

 

What types of payments can I make with Zelle?

Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor2.

Since money is sent directly from your bank account to another person's bank account within minutes1, Zelle should only be used to send money to friends, family and others you trust.

Neither Unity Bank nor Zelle offers a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

How do I get started?

It's easy — Zelle is already available within Unity Bank's mobile banking app and online banking within Bill Pay! Check our app or sign-in online and follow a few simple steps to enroll with Zelle today.

What if I want to send money to someone whose financial institution doesn't offer Zelle?

You can find a full list of participating banks and credit unions live with Zelle here.

If your recipient's financial institution isn't on the list, don't worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle by downloading the Zelle app for Android and iOS.

To enroll with the Zelle app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle does not accept debit cards associated with international deposit accounts or any credit cards.

How does Zelle work?

When you enroll with Zelle through your online banking Bill Pay account, or mobile banking app, your name, the name of your bank, and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared – those stay with Unity Bank).

When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its "directory" and notifies Unity Bank of the incoming payment. Unity Bank then directs the payment into your bank account, all while keeping your sensitive account details private.

Can I use Zelle internationally?

In order to use Zelle, the sender and recipient's bank accounts must be based in the U.S.

Can I cancel a payment?

You can only cancel a payment if the person you sent money to hasn't yet enrolled with Zelle. To check whether the payment is still pending because the recipient hasn't yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select "Cancel This Payment."

If the person you sent money to has already enrolled with Zelle, the money is sent directly to their bank account and cannot be canceled. This is why it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number when sending money.

If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren't able to get your money back, please call customer services at 800-618-2265 so we can help you.

Scheduled or recurring payments sent directly to your recipient’s account number (instead of an email address or mobile number) are made available by Unity Bank but are a separate service from Zelle and can take 1 – 3 business days to process.

You can cancel a payment that is scheduled in advance if the money has not already been deducted from your account.

How long does it take to receive money with Zelle?

Money sent with Zelle is typically available to an enrolled recipient within minutes1.

If you send money to someone who isn't enrolled with Zelle, they will receive a notification prompting them to enroll. After enrollment, the money will move directly to your recipient's account, typically within minutes1.

If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number.

If you're waiting to receive money, you should check to see if you've received a payment notification via email or text message. If you haven't received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

Still having trouble? Please contact customer services at 800-618-2265.

Will the person I send money to be notified?

Yes! They will receive a notification via email or text message.

Is my information secure?

Keeping your money and information safe is a top priority for Unity Bank. When you use Zelle within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.

I'm unsure about using Zelle to pay someone I don't know. What should I do?

If you don't know the person, or aren't sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle for these types of transactions.

These transactions are potentially high risk (just like sending cash to a person you don't know is high risk). Neither Unity Bank nor Zelle offers a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

What if I get an error message when I try to enroll an email address or U.S. mobile number?

Your email address or U.S. mobile phone number may already be enrolled with Zelle at another bank or credit union. Call our customer support team at 800-618-2265 and ask them to move your email address or U.S. mobile phone number to Unity Bank so you can use it for Zelle.

Once customer support moves your email address or U.S. mobile phone number, it will be connected to your Unity Bank account so you can start sending and receiving money with Zelle through the Unity Bank mobile banking app and online banking. Please call Unity Bank's customer support toll-free at 800-618-2265 for help.

Don't have our mobile app?
Download it for free:

App Store
 
Google Play

Access your Unity Account 24/7 by calling 877.UNITY24 (877.864.8924) toll free.

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