New Jersey Consumer Checking

$1
Opening Deposit
None
Minimum Balance
No
Earns Interest

Features

Your first eight checks paid during each statement cycle are free. For each check paid in excess of eight during the statement cycle, there is a $.50 per check charge.

Service Fees

$3

ATM Fees

FREE at Unity & Allpoint ATM's

eSavings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See eSavings Rates
Earns Interest

Features

A tiered savings account, which requires a low minimum balance to open.

  • eStatements makes reconciling easy.
  • No need to store statements.
  • Protects against mail fraud.
  • Increase your earnings as the balance goes up.
  • Enrollment in eStatements is required.
  • Free ATM Card
  • Free Online Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Prosperity Savings Age 55+

$25
Opening Deposit
$25
Minimum Balance

Features

  • Must maintain a Prosperity Checking account.
  • Transfer funds as needed through online banking, Bank-by-Phone, or Mobile Banking to your Unity checking account.
  • Free ATM Card
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$1 if balance is below $25

ATM Fees

FREE at Unity & Allpoint ATM's

Certificates of Deposit (CD)

$1,000 ($500 for minors)
Opening Deposit
$1,000 ($500 for minors)
Minimum Balance

Features

  • Terms: 3 months to 60 months.
  • CDs offer a guaranteed interest rate for the term of your choice.
  • IRA CDs offer a secure, attractive retirement investment
  • Additional terms available. Call for details.

Monthly Service Fees

N/A

ATM Fees

N/A
Account Title Min. to Open Balance APY*
Prosperity Plus Checking** $100.00 $00.00 - $99.99 0.00%
  $100.00 $100.00 + up 0.05%
Opportunity Checking** $100.00 $0 - $1,999.99 0.00%
  $100.00 $2,000.00 - $3,999.99 0.05%
  $100.00 $4,000.00 - $6,999.99 0.05%
  $100.00 $7,000.00 + up 0.10%
Opportunity Money Market Account** $1.00 $0 - $1,999.99 0.00%
  $1.00 $2,000.00 - $9,999.99 0.05%
  $1.00 $10,000.00 + up 0.10%
Student Checking $1.00 no minimum 0.05%

Rates effective as of 10/8/2021 4:23:32 PM

*Annual Percentage Yield

**Account has minimum balance requirements to avoid service charge. See full details here 

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate change. Fees may reduce earnings on the account.