Prosperity Checking Age 55+

$0.01
Opening Deposit
None
Minimum Balance
No
Earns Interest

Features

  • Fee FREE cashiers checks
  • Free unlimited Unity specialty checks
  • Unlimited check writing
  • No teller transaction fees

Service Fees

None

ATM Fees

FREE at Unity & Allpoint ATM's

Student Checking

$1
Opening Deposit
None
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • Interest earned on all balances
  • Unlimited check writing
  • No teller transaction fees
  • Exclusively for students age 14-24

Service Fees

None

ATM Fees

FREE ATM withdrawals nationwide

Opportunity Money Market

$1
Opening Deposit
$10,000
Minimum Balance
Yes!
See Rates
Earns Interest

Features

Six monthly withdrawals with a maximum of three third-party checks.
A $10.00 fee for each additional check in excess of this limit.

Service Fees

$15 below $10,000 balance

ATM Fees

FREE at Unity & Allpoint ATM's

New Jersey Consumer Checking

$1
Opening Deposit
None
Minimum Balance
No
Earns Interest

Features

Your first eight checks paid during each statement cycle are free. For each check paid in excess of eight during the statement cycle, there is a $.50 per check charge.

Service Fees

$3

ATM Fees

FREE

eSavings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See Rates
Earns Interest

Features

A tiered savings account, which requires a low minimum balance to open.

  • E statements makes reconciling easy.
  • No need to store statements.
  • Protects against mail fraud.
  • Increase your earnings as the balance goes up.
  • Enrollment in eStatements is required.
  • An E statement is mandatory as part of the account.
  • Free ATM Card
  • Free Online Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Opportunity Savings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • The more you save the more you earn with tiered interest.
  • Free ATM Card
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Prosperity Savings Age 55+

$25
Opening Deposit
$25
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • Must maintain a Prosperity Checking account.
  • Transfer funds as needed through online banking, Bank-by-Phone, or Mobile Banking to your Unity checking account.
  • Free ATM Card
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$1 if balance is below $25

ATM Fees

FREE at Unity & Allpoint ATM's

Fun Club

$0
Opening Deposit
$0
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • You pick your 12 month time frame and receive a check at the end of the term.
  • Deposit any time you like, in any amount.
  • Earn BONUS interest when deposits are automatically transferred from your Unity Checking or Statement Savings account.
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposits
  • Free Bank-by-Phone

Monthly Service Fees

$0

ATM Fees

N/A

Certificates of Deposit (CD)

$1,000 ($500 for minors)
Opening Deposit
N/A
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • Terms: 3 months to 60 months.
  • CDs offer a guaranteed interest rate for the term of your choice.
  • IRA CDs offer a secure, attractive retirement investment
  • Additional terms available. Call for details.

Monthly Service Fees

N/A

ATM Fees

N/A
Account Title Min. to Open Balance APY*
Prosperity Plus Checking $100.00 $00.00 - $99.99 0.00%
  $100.00 $100.00 + up 0.05%
Opportunity Checking $100.00 $0 - $1,999.99 0.00%
  $100.00 $2,000.00 - $3,999.99 0.05%
  $100.00 $4,000.00 - $6,999.99 0.05%
  $100.00 $7,000.00 + up 0.10%
Opportunity Money Market Account $1.00 $0 - $1,999.99 0.00%
  $1.00 $2,000.00 - $9,999.99 0.05%
  $1.00 $10,000.00 + up 0.10%
Student Checking $1.00 no minimum 0.05%

Rates effective as of 9/14/2016 10:31:40 AM

*Annual Percentage Yield

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate change. Fees may reduce earnings on the account.