All Unity Savings Accounts Feature:

  • Earns Interest
  • Free Mobile Banking

eSavings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See Rates
Earns Interest

Features

A tiered savings account, which requires a low minimum balance to open.

  • eStatements makes reconciling easy.
  • No need to store statements.
  • Protects against mail fraud.
  • Increase your earnings as the balance goes up.
  • Enrollment in eStatements is required.
  • Free ATM Card
  • Free Online Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Opportunity Savings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • The more you save the more you earn with tiered interest.
  • Free ATM Card
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Prosperity Savings Age 55+

$25
Opening Deposit
$25
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • Must maintain a Prosperity Checking account.
  • Transfer funds as needed through online banking, Bank-by-Phone, or Mobile Banking to your Unity checking account.
  • Free ATM Card
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$1 if balance is below $25

ATM Fees

FREE at Unity & Allpoint ATM's

Certificates of Deposit (CD)

$1,000 ($500 for minors)
Opening Deposit
$1,000 ($500 for minors)
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • Terms: 3 months to 60 months.
  • CDs offer a guaranteed interest rate for the term of your choice.
  • IRA CDs offer a secure, attractive retirement investment
  • Additional terms available. Call for details.

Monthly Service Fees

N/A

ATM Fees

N/A

Other Services Available to Customers:

  • Treasurer's Checks
  • Fee-FREE Visa Gift Cards
  • Safe Deposit Boxes at most locations
    Contact your local branch for availability

Account Title Min. to Open Balance APY*
eSavings $100.00 $00.01 - $99.99 0.00%
  $100.00 $100 - $19,999.99 0.05%
  $100.00 $20,000 - $99,999.99 0.10%
  $100.00 $100,000 - $249,999.99 0.25%
  $100.00 $250,000 - $499,999.99 0.50%
  $100.00 $500,000 + up 0.50%
Opportunity Savings $100.00 $00.01 - $99.99 0.00%
  $100.00 $100 - $19,999.99 0.05%
  $100.00 $20,000 - $99,999.99 0.10%
  $100.00 $100,000 + up 0.15%
Prosperity Savings $25.00 $00.00 - $24.99 0.00%
  $25.00 $25.00 + up 0.05%
Money Market IRA $100.00 $00.00 - $99.99 0.00%
  $100.00 $100 - $4,999.99 0.05%
  $100.00 $5,000 - $9,999.99 0.05%
  $100.00 $10,000 - $24,999.99 0.10%
  $100.00 $25,000 - $49,999.99 0.15%
  $100.00 $50,000 + up 0.20%

Rates effective as of 3/25/2020 3:57:06 PM

* Annual Percentage Yield

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate changes. Fees may reduce earnings on the account. + Fun club auto transfer must be from Unity checking or saving account.