Unity Bank Customers: We are in the process of sending out PPP communications and application links. Please check your Spam or Junk folder just in case the registration email was inadvertently delivered there instead of your inbox.

SBA PPP Program Resources:

SBA PPP Second Draw Loan Overview

PPP FAQ’s - U.S. Department of the Treasury

PPP Forgiveness FAQ’s - U.S. Department of the Treasury

Summary of PPP2 - NAGGL

New Corona Virus Relief Act (12/21/20)

Original CARES Act Bill

PPP Flexibility Act (6/5/20)

1/12 Update: Online SBA PPP2 Application To Be Sent Directly To Existing Unity Bank PPP Customers

Starting at 10:00 am on Wednesday, January 13th, customers with existing or forgiven PPP Loans from Unity Bank will be sent a direct link to our SBA PPP2 application.

Please Note: It is expected that it will take most of the day Wednesday and into Thursday to get all of the links out but they will be sent. Please keep an eye on your email.

For existing Unity Bank customers who wish to apply for a first time PPP loan, please email the Unity Bank PPP team and we will send you a direct link to the application:

Non-Customer Applications: Non-customer applications may experience longer delays due to priority processing of applications received from existing Unity Bank customers. Please check back for updates.

***Application Instructions***

When completing the application please read the instructions carefully as you go and click on the help “?” symbols. Unity Bank will post additional instructions or guidance on our website as additional information becomes available.

***ALL applications for PPP2 Loans must be submitted through the online portal***

Due to the anticipated receipt of a higher than normal volume of loan applications, we will only be able to accept PPP applications via the application links. Please do not submit files or copies of applications to our SBA PPP email address, they will be discarded. Your patience is greatly appreciated as our team works to process your application and or assistance requests.

For more information regarding SBA PPP Second Draw Loans, please visit:

1/12 Update - SBA PPP Loan Forgiveness:

PPP Borrowers $150,000 & Under:

The revised streamlined attestation/application for forgiveness of all PPP loans less than or equal to $150,000 is expected to be finalized by the SBA on or before January 20th. We will provide links to the online application & instructions as soon as they are available.

PPP Borrowers Over $150,000:

We encourage all borrowers with existing PPP loans over $150,000 to apply for forgiveness prior to submitting an application for a second PPP loan when that program comes becomes available.

1/12 Update - For SBA PPP Loans ALREADY Forgiven But NET of EIDL Loans:

The recent modifications to the PPP Loan forgiveness rules by the SBA specify that EIDL loans will not reduce the amount of any PPP Loan forgiveness retroactively for loans already forgiven and going forward. As such, the SBA will be sending any amounts due directly to Unity Bank over the next 90 days and Unity will pay down any PPP Loan amount outstanding accordingly.

If you have questions regarding your current PPP loan with Unity Bank, please email:

1/11 Update - Continuance of P&I Payments for All 7(a) loans – SBA:

The SBA extends a crucial lifeline to Borrowers impacted by COVID-19 with debt relief:

SBA PPP Loan Deferrals

With the passing of the SBA PPP Flexibility Act on June 5, 2020, the covered period for all PPP loans was extended from 8 weeks to 24 weeks from the date the loan was funded. Additionally, the period for which loan payments would be deferred was extended to 10 months from the end of the covered period (or to the date SBA renders a decision on forgiveness, whichever comes first).

EIDL Program – 9/4 Update:

All available funds for the EIDL Advance program have been allocated. By law, SBA is not able to issue EIDL Advances once program funding has been obligated and is no longer available.  EIDL loan applications will still be processed even though the Advance is no longer available.  Visit for more details.