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1APY=Annual Percentage Yield. Penalty for early withdrawal applies. Principal may be reduced by penalty amount. Minimum deposit of $1000 for all certificate of deposit (CD) products. Available for consumer, business, and IRA/Retirement CD’s. Offer valid beginning August 30, 2018. Offer can be withdrawn at any time.  Rates, terms, and conditions are subject to change without notice. Please ask a representative for more details..

2One-Way is a variable-rate 36-Month Certificate of Deposit tied to the Wall Street Journal (WSJ) Prime Rate. Your rate is indexed to 50% of the current Prime Rate as published daily in the Wall Street Journal. For Example; if the published WSJ Prime Rate is 5.00% - the interest earned will equate to 2.50%. The rate will change the following day the WSJ published Prime Rate changes. This account earns simple interest and is not compounded. At time of maturity, your rate indexed to the current WSJ Prime rate will discontinue and the CD will automatically renew for an additional 36-months at the published Unity Bank rate. Rate will rise if WSJ Prime Rate goes up, but will not decrease if WSJ Prime goes down.