As a Unity checking account holder, you’ll be rewarded for your loyalty with a great rate on savings !
Minimum to open: $1 Monthly service charge: $0 Minimum balance to avoid service charge: $0 Free On-line banking: YES
Special features:
No minimum balance. Enjoy a high rate savings by maintaining an active checking account with a minimum of 3 qualifying transactions; excluding interest credits, account corrections, payments to account holder and transfers. Qualifying transactions can be direct deposit, third party checks, debit card purchases and bill pay. Checking accounts with activity under minimum transactions will default to Opportunity Savings accounts (see: Opportunity Savings requirements below). Personal accounts only. Enrollment in eStatements is required within 30 days of account opening to avoid $10 monthly paper statement charge.
High Yield Savings
CD rates with savings convenience!
Minimum to open: $100 Monthly service charge: $12 with balance below $10,000 Minimum balance to avoid service charge: $10,000 Free On-line banking: YES
Special features:
Transfer funds as needed on-line to your Unity checking account
Certificates of Deposits (CD)
CDs offer a guaranteed interest rate for the term of your choice.
IRA CDs offer a secure, attractive retirement investment.
Minimum to open: $1000 ($500 for minors) Terms: 3 months to 60 months
Minimum to open: $100 Monthly service charge: $10 with balances less than $100 Minimum balance to avoid service charge: $100 Free On-line banking: YES Early closeout fee: $30, if closed within 90 days Interest bearing: YES
Special features:
The more you save the more you earn with tiered interest
Regular Savings
Earn interest on a low balance!
Minimum to open: $1 Monthly service charge: zero with balance of $100, $2 below $100 balance Minimum balance to avoid service charge: $100 Free On-line banking: YES Interest earning: YES
Special features:
Transfer funds as needed on-line to your Unity checking account
Prosperity Savings
If you're 55 or over, take advantage of a higher yield and a lower minimum balance!
Minimum to open: $25 Monthly service charge: $1, if balance is below $25 Minimum balance to avoid service charge: $25 Free On-line banking: YES Interest earning: YES
Special features:
must maintain a Prosperity Checking account.
Transfer funds as needed on-line to your Unity checking account.
Fun Club
With Fun Club you make the rules!
Minimum to open: $0 Interest earning: YES
Special features:
You pick your 12 month time frame and receive a check at the end of the term.
Deposit any time you like, in any amount.
Earn BONUS interest when deposits are automatically transferred from your
Unity Checking or Statement Savings account.
